Liliana Afonso, is a California-based Senior Loan Officer and bilingual mortgage advisor (English/Español) who helps clients make confident, well-informed lending decisions. She specializes in first-time homebuyers, government-backed loans (FHA, VA, USDA), and strategic solutions for self-employed borrowers and investors (DSCR)—plus home equity options like HELOCs (Home Equity Lines of Credit).

Known for an education-first approach, Liliana leads with transparency, clear communication, and trusted guidance from pre-approval to closing. She’s also partnered with a strong network of high-performing real estate agents, creating a smooth, team-driven experience that keeps timelines clear and clients protected. Whether you’re buying your first home, refinancing, leveraging equity, or building a portfolio, Liliana focuses on structure, stability, and a process you can feel good about—every step of the way.

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